Watch Broadway Members of School of Rock, Cats, And Phantom of the Opera Perform Incredible Mashup

first_imgIn honor of the great Andrew Lloyd Webber, members of his production casts performed an incredible mashup on Good Morning America. School of Rock The Musical opened with a traditional scene at the Wintergarden Theatre, before members of Cats and Phantom of The Opera joined in for the ultimate production remix. Fans of Broadway musicals will appreciate this, but so will fans of young guitarist Brandon “Taz” Niederauer, who plays the role of “Zack Mooneyham” in SOR and is featured playing guitar in the televised performance.Watch as the three worlds collide in the video below:last_img read more

Online irony: Virtual learning promotes in-person encounters

first_imgIn online learning, there is a sense that everything should be online.We have held a series of town halls across campus to discuss edX/HarvardX. While highly regarded, a number of attendees always came up to me at the end to say, “Why wasn’t this done online? Why didn’t you flip this talk?”The point of the town halls are to convey information, but more important, to have a lively debate among the faculty and other stakeholders. In person. In real time.Could you do that on a discussion forum, sure—but you don’t have to do it that way. We, of course, post all of the materials after the fact and are thinking about doing virtual sessions as well (to reach more faculty at a time of their own choosing.) But I know the campus-based events will continue. Faculty, by their nature, gather, discuss, and debate everything.Inside the virtual classrooms at edX and elsewhere, online is also only part of the story. There has long been the critique that MOOCs provide a lesser experience, removing the classic vibrant campus and replacing it with a 2D, lifeless screen. The extended argument goes something like this: for those who can “get in” and afford the real college experience, that’s grand. For everyone else, here’s a knock-off, lesser version. Hey, it’s free. What do you expect?That’s turning out to be another myth. Read Full Storylast_img read more

Five steps to turbo charge your purchase mortgage business

first_img 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Over the past decade, credit unions have revved up mortgage lending and quadrupled market share, according to The New York Times.These gains have been powered largely by low-rate refinancing. But to gain speed, mortgage departments must power their engines with a different fuel: purchase home loans.As rates rise and housing sales continue to rebound, five best practices can help build purchase loan volume by delivering on the expectations of homebuyers and key gatekeepers in real estate.1. Determine what homebuyers wantOne way Altra Federal Credit Union, Onalaska, Wis., has become a top mortgage lender in western Wisconsin, commanding a 27% share, is tailoring its products and services to its market.When millennials participating in a focus group said they didn’t have time for two-hour home-buying seminars and wanted to be kept better informed during loan processing, Altra Federal responded. continue reading »last_img read more

Indirect used car lending contributed to the failure of Valley State Credit Union

first_img 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr It appears that a rapid growth in indirect used car lending played a significant role in the failure of Valley State Credit Union (Saginaw, MI).Valley State Credit Union failed on March 31, 2017.The following graphs provide a visual depiction of rapid growth in used car and indirect lending, the growth in delinquencies in used car and indirect loans, and the subsequent spike in net charge-offs in used car and indirect loans.Between September 2014 and December 2015, used car loans rapidly expanded by almost 236 percent from $2.3 million to almost $7.86 million. continue reading »last_img read more

Chase makes bold statement with stunning new flagship branch

first_imgIn one morning, Chase Bank made its ambitious plans for building more branches around the country more concrete than ever by unveiling its “flagship branch,” reemphasized the importance of face-to-face banker-to-customer contact, and sent Bank of America fair warning it was going to put boots on the ground on its home turf.As the bank unveiled its 12,500 square-foot high tech/high touch branch, Gordon Smith, Co-President and Co-Chief Operating Officer, and Consumer & Community Banking CEO, gave a powerful endorsement to physical banking. His words came not long after the termination of the megabank’s Finn mobile bank brand.“Branches are the heart of the company,” said Smith, speaking to a crowd of Chase employees and media. “Whenever we move into a new location, it’s the branch that drives all of the business we do.”“We hear an awful lot about, ‘Will branches exist in the future?’,” continued Smith. “The answer is a very resounding ‘Yes’. We have more than 5,000 branches and more than a million people go through those branches in a day.” continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Survey on the satisfaction of Advent visitors in Zagreb: Visitors want more indigenous products and a variety of offers

first_imgExpand to Sljeme, it would be great if it was on MedvednicaLess fritters, more homemade cakes and more musicMore indigenous products and more old town musicMore varied food on the standsThe longer it lasts the more music More spiritual eventsBetter musicMore toilets, heaters, blankets and to last longerMore heaters, to last longer foilingIncrease the rinkLet them make better wineMore public toiletsMore Christmas motifsMore local musicLess commercializationThere should be more traditional desserts In December, 10% more guests stayed in Zagreb (122.489), and 15% more overnight stays (232.057) were realized compared to December 2017. These are excellent statistical indicators, all thanks to Advent in Zagreb, which generated growth this year as well and once again confirmed the status of a top event.According to the Zagreb Tourist Board, for the period of Advent and New Year’s events (November 30.11.2018, 06.01.2019 – January 11, 140.663) the number of arrivals is higher by 15% (271.244), and the number of overnight stays by 2017% (01.12.2017) compared to Advent and New Year’s events in 07.01.2018 (December XNUMX, XNUMX – January XNUMX, XNUMX).Namely, in the mentioned period there were 45.349 arrivals of domestic tourists (growth 10%) and foreign 95.314 (growth 12%), and, out of the total recorded overnight stays, domestic guests realized 82.402 (growth 14%) and foreign 188.842 (growth of 16 %). Most arrivals were from Bosnia and Herzegovina, Italy, Slovenia, Austria and Germany; while most overnight stays were recorded from: Italy, Bosnia and Herzegovina, Germany, Austria and Slovenia.According to estimates, last year the consumption generated by Advent amounted to more than half a billion kuna, and this year, in accordance with the growth of income and overnight stays, the growth in consumption was also quite certainly achieved.Survey on the satisfaction of Advent visitors in Zagreb: Visitors want more indigenous products and a variety of offers Photo: TZGZ / Klovićevi dvori / Author: I. AlerićZagreb-based market research agency MSA Adria, which operates within the Newton Media Group, conducted a field survey with the aim of insight into the satisfaction of domestic and foreign visitors with the service and offer of Advent in Zagreb.The survey was conducted from January 3 to 4, on foreign and domestic respondents representative of the general population by gender and age. In parallel with the survey, an analysis of social networks was conducted via Metricom, a tool that enables monitoring of communication on Internet portals and social networks.The survey showed that 77,6% of respondents believe that Advent in Zagreb (in previous years) was deservedly declared the best Advent in Europe.80,9% of respondents think that a varied offer is offered, but the rest of the total percentage is distributed to respondents who think that almost every Advent house offers almost the same offer, such as always fritters, mulled wine and sausages. Respondents corroborated this result with comments such as the fact that Advent lacks indigenous and domestic products and that there is not too much variety on offer.Želju da se Advent iz centra grada proširi i na ostale kvartove u gradu iskazalo je 69,7 %  ispitanika. Ispitanici su komentirali kako je centar grada uvijek pun te je promet vrlo spor (pogotovo vikendima), no kada se udalje od centra, skoro sve je prazno te se u nekim dijelovima grada zapravo i ne osjeti božićni duh kao što je to u užem centru. Također kao jedan od problema ističu se cijene na adventskim kućicama koje su prema izjavama ispitanika preskupe, a posebno Ledeni park na Trgu kralja Tomislava.Source: TZGZ / Author: S. KaštelanKako je zagrebačka policija odradila sjajan posao potvrdilo je 86,2 % ispitanika koji su  izjavili da su se osjećali se sigurno tijekom boravka na Adventu u Zagrebu. Nitko od ispitanika nije spomenuo da je doživio neko negativno iskustvo tijekom posjeta Adventu.Users all over Croatia shared their moments and mentioned #AdventZagreb in as many as 15.000 posts that caused a total of 20 million impressions.It is interesting that in a large number of comments, visitors expressed a desire for indigenous content of the program and the offer of Croatian traditional products. According to visitor comments, the lack of public toilets at Advent is cited as one of the bigger problems.Kao prijedloge za poboljšanje za predstojeće godine Adventa u Zagrebu navodili su kako žele više domaćih proizvoda, više starogradske glazbe, manje fritula – više domaćih kolača i da se Adventom ujedno promovira hrvatska glazba i predstavi bogata tradicija.Suggestions for improvement for the upcoming years of Advent in Zagreb Negative experiences during the stay at Advent in Zagreb Too expensive ice parkTomislavac Ice Park is too expensive compared to others in the cityIt is generally too expensive It’s too loudCame to the fuller and it doesn’t workFinished early foilingUnkind peopleWhite pebble shoes on Tomislavac are getting dirtyBadly mulled wineThere is not enough sauce for a hot dogToo many asylum seekersNot enough domestic productsCrowd on ice rinksToo loud musicTrams do not run Naslovna fotografija / Izvor:TZGZ / Autor: Julien Duvallast_img read more

UK PM Johnson ‘stable’ in intensive care, needed oxygen after COVID-19 worsened

first_imgBritish foreign minister Dominic Raab said on Tuesday he was confident that Prime Minister Boris Johnson, in intensive care with a coronavirus infection, would pull through because “he’s a fighter”.”He remained stable overnight. He’s receiving standard oxygen treatment and breathing without any assistance. He has not required any mechanical ventilation or non-invasive respiratory support,” Raab told a daily news conference.Johnson’s personal battle with the virus has shaken the government just as the United Kingdom, now in its third week of virtual lockdown, enters what scientists say will be the deadliest phase of its coronavirus epidemic, which has already killed at least 6,159 people. Johnson, 55, was admitted to St Thomas’ Hospital, across the River Thames from parliament, late on Sunday after suffering symptoms, including a fever and a cough, for more than 10 days.But his condition rapidly deteriorated, and he was moved on Monday to an intensive care unit, where the most serious cases are treated, in case he needed to be put on a ventilator.”He remains in good spirits and … his progress continues to be monitored in critical care,” Raab said.Who leads?  The absence of Johnson, the first leader of a major power to be admitted to hospital with COVID-19, the illness caused by the novel coronavirus, has raised questions about who is truly in charge at such a crucial time.While Britain has no formal succession plan if a prime minister is incapacitated, Johnson asked Raab, 46, to deputize for him “where necessary”, Downing Street said. If Raab is incapacitated, finance minister Rishi Sunak would stand in.”I’m confident that he’ll pull through because, if there’s one thing I know about this prime minister, he’s a fighter,” Raab said. “He’ll be back at the helm leading us through this crisis in short order.”Queen Elizabeth wished Johnson a full and speedy recovery and sent a message of support to his pregnant fiancée, Carrie Symonds, and his family.Raab chaired the government’s COVID-19 emergency response meeting on Tuesday, though ministers refused to say who now had ultimate control over Britain’s nuclear weapons.”There are well-developed protocols,” said Cabinet Office Minister Michael Gove, who himself went into self-isolation on Tuesday after a family member displayed coronavirus symptoms.Lockdown to be reviewed Government scientists see Britain’s daily death toll rising until at least April 12, and the government is due to decide early next week whether to start easing a near-total economic and social lockdown.Some ministers have suggested it should be extended, after seeing some people using sunny spring weather as an excuse to flout the rules.Tuesday’s daily death toll of 786 was the biggest to date.The pound dipped in Asian trading on news of Johnson’s intensive care treatment but then rallied in London trading. Against the dollar, it ended the session up 0.9%.Even before coronavirus, Johnson had had a tumultuous year.He won the top job in July 2019, renegotiated a Brexit deal with the European Union, resoundingly won a snap election in December and then led the United Kingdom out of the EU on Jan. 31 – promising to seal a trade deal with the bloc by the end of this year.The government has said it is not planning to seek an extension to that deadline in light of the epidemic.Johnson has been criticized for initially approving a much more modest response to the coronavirus outbreak than other major European countries, though he then imposed a lockdown as projections showed half a million people could die.center_img Topics :last_img read more

Beach crowds lead California to step up enforcement of coronavirus restrictions

first_imgTopics : He warned that the coronavirus outbreak was not over in California, where 45 people have of COVID-19 in the past 24 hours and 1,300 more cases were diagnosed.”The virus is as transmissible as it’s ever been,” Newsom said. “It doesn’t take the weekend off. It doesn’t take any time off. It is ubiquitous, it is invisible and it remains deadly.”Late on Monday, seven Bay Area public health officials issued a statement saying the counties of Alameda, Contra Costa, Marin, San Francisco, San Mateo, and Santa Clara as well as the city of Berkeley would issue revised “shelter-in-place” orders this week.The current orders will expire on May 3.The new orders will keep the restrictions in place and extend them through May, they said, while adding there would be limited easing for a small number of low-risk activities.Two additional states, Nevada and Colorado, have joined California, Oregon and Washington to develop a Western regional plan for reopening their economies and allowing residents to begin more typical social interactions.But coordinating public health rules and schedules for re-opening across five states may be complicated.Hours after Newsom chastised Californians for crowding the beaches, Washington Governor Jay Inslee said his state’s parks and other outdoor areas would reopen on May 5 for golf, hunting, fishing and other recreational activities.Members of the public will be expected to follow public health guidelines, and the parks would close again if illnesses spike, Inslee said, but the announcement stood in contrast to the California governor’s efforts to keep beaches closed.”Outdoor recreation is one of the best things we can do to promote physical, mental and emotional well-being for Washingtonians during a time of great stress and isolation,” Inslee said.  California will step up enforcement of coronavirus-related public health restrictions after crowds jammed beaches over the weekend, Governor Gavin Newsom said on Monday.Newsom’s announcement came after officials in Orange and Ventura Counties allowed access to their beaches even as state parks remained closed, prompting families and groups to head to the ocean on a warm spring weekend.The crowds put at risk the state’s progress in slowing the advance of the novel coronavirus and could delay a loosening of restrictions that was just weeks away, said Newsom, a Democrat.center_img The beach crowds exemplify the tension that officials throughout the United States are dealing with as residents chafe under stay-at-home orders and some states begin to loosen them.Newsom said he would not direct state police or park rangers to issue citations to individuals who were just out quietly with their children or walking their dogs.”I don’t want to be punitive,” he said. “They just want to take a rest on the beach and all of a sudden they get a citation – I don’t want to see that. But if there are people thumbing their nose and taking a risk … I think we may have to do a little bit more.”The two counties that opened their beaches are reconsidering their plans after people thronged their shoreline spots, prompting criticism from public health authorities, Newsom said.last_img read more

ESMA backs clearing exemption for 16 UK pension providers

first_imgThe European Securities and Markets Authority (ESMA) has backed granting 16 UK pension providers – from buyout schemes to pooled funds – transitional exemptions from central clearing obligations.The exemptions themselves have to be granted by the UK Financial Conduct Authority (FCA), which has to seek the opinion of ESMA before making its decision.The exemptions the EU supervisory body has come out in favour of are in relation to the obligation to centrally clear OTC derivative contracts under the European Market Infrastructure Regulation (EMIR).Some pension scheme arrangements or entities get an automatic temporary exemption from that obligation, whereas others need prior authorisation. The 16 pension schemes are not named but include a range of occupational schemes such as authorised and contractually based pooled funds, buyout schemes and life insurance providers, as well as defined contribution personal pension schemes.In each case, ESMA backs the FCA’s view that the pension providers would have difficulties meeting variation margin requirements – a cash payment made on a daily or intra-day basis for profits or losses – for centrally cleared transactions.This is because the schemes have limited cash holdings, and because of high costs in the form of lower investment returns or transaction costs, as well as “the risk of inefficiencies as a result of converting assets into cash”, according to ESMA.last_img read more

Minister: No Solution to Gulf Crisis until Bans Are Lifted

first_imgThe Foreign Minister of Qatar Sheikh Mohammed bin Abdulrahman Al-Thani said that the Gulf crisis cannot be resolved unless the “siege” is lifted.Speaking at a press conference on Monday, June 19, the Minister said that there can be no dialogue as countries that imposed restrictions on Qatar never gave specific expectations from the country that would lead to the resolving of the ongoing dispute.“We can not expect an end to the crisis, solutions are not yet developed and the countries besieged Qatar have not provided any clear reasons for the steps they have taken,” Al-Thani added.“We do not know these grounds why the three Gulf countries boycotted their relations with Qatar. Therefore, there are no steps regarding the crisis and no party has taken any steps.”He stressed that the solution must be primarily diplomatic and through dialogue and not through the blockade, but clarified that dialogue also requires lifting of the embargo.According to the minister, the countries that imposed restrictions are asking Qatar to meet demands that they did not put forward and did not present them directly to the Qatari side.Regarding the Kuwaiti mediation to resolve the crisis, Al-Thani said that these efforts had started since the beginning of the crisis, adding that the Emir of Kuwait has not received any kind of response from the countries that imposed the embargo on Qatar so far on the matter.To remind, the UAE, Saudi Arabia, Bahrain and Egypt cut diplomatic ties with Qatar on Monday, June 5. As a result, regional ports started shunning Qatari vessels, including those destined or originating from the country.Other difficulties that emerged from the dispute include hampering of the purchase of Qatari crude and condensate, hindering of bunkering operations at major bunkering ports such as Fujairah and transshipment at local ports, along with difficulties related to crew.last_img read more