Lending to your nonprofit members

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr U.S. nonprofits are growing in number, revenue and assets, according to the most recent data available on this important segment of the economy. Credit unions considering lending to nonprofits may want to be aware of these recent financial trends, as well as some of the ways lending to these organizations might differ from lending to for-profit member businesses.According to the Urban Institute’s “Nonprofit Sector in Brief 2015,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. Religious congregations and organizations generating less than $50,000 in annual revenue aren’t required to register, however, so the total number of nonprofits is unknown, according to the report.Finances related to U.S. nonprofits are also opaque, considering only a small percentage is required to file some version of Form 990, the return for organizations exempt from income tax. Based on filings with the IRS, however, reporting nonprofits’ revenues and assets grew more quickly between 2012 and 2013 than did their expenses, the Urban Institute said. Revenues increased 3 percent to $2.26 trillion, assets rose 5.2 percent to $5.17 trillion, and expenses grew 1.7 percent to $2.10 trillion.Nonprofits, excluding those serving government and business, contributed an estimated $905.9 billion to the U.S. economy in 2013, or roughly 5 percent of GDP. continue reading »last_img read more

Charlie Nicholas makes prediction for Arsenal’s clash with Chelsea and sends transfer message to Mikel Arteta

first_imgFrank Lampard’s Chelsea play host to Arsenal at Stamford Bridge (Picture: Getty)Charlie Nicholas has backed Arsenal to hold Chelsea to a draw at Stamford Bridge, but believes Mikel Arteta still needs to cash in on Granit Xhaka and strengthen his defensive options before the transfer deadline.The Gunners are languishing down in tenth after successive draws with Crystal Palace and Sheffield United and sit ten points behind fourth-placed Chelsea in the Premier League table.Frank Lampard’s men lost away to Newcastle at the weekend and will be desperate to bounce back with a victory over their bitter London rivals this evening.Christian Pulisic and Ruben Loftus-Cheek have been ruled out the clash through injury, while Reece James and Marcos Alonso are ready to feature after passing fitness tests.ADVERTISEMENT Advertisement Metro Sport ReporterTuesday 21 Jan 2020 4:29 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2kShares Mikel Arteta preview press conference: Arsenal vs ChelseaTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 7:41FullscreenMikel Arteta preview press conference: Arsenal vs Chelseahttps://metro.co.uk/video/mikel-arteta-preview-press-conference-arsenal-vs-chelsea-2091916/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Arteta suffered a 2-1 defeat to Chelsea in his first home match as Arsenal manager last month, but the Spaniard is upbeat about his side’s chances tonight.‘A lot of things have changed that are positive,’ Arteta said at his pre-match press conference.‘The way we have changed the energy with our fans has been massive. In terms of results we have been unlucky. Lampard previews Chelsea v ArsenalTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 10:27FullscreenLampard previews Chelsea v Arsenalhttps://metro.co.uk/video/lampard-previews-chelsea-v-arsenal-2091878/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Asked what he learned from Arsenal’s defeat to Chelsea at the Emirates, Arteta replied: ‘I loved the first 30-35 minutes and how much we wanted to put them under pressure.‘They changed the system and started to defend deep and physically it was harder to maintain that energy.‘Against Chelsea that is vital. We will go with the same intention.’What will the result be at Stamford Bridge?Chelsea win0%Draw0%Arsenal win0%Share your resultsShare your resultsTweet your resultsMORE: Manchester United legend Roy Keane says Liverpool are not a truly great team yet Aubameyang is suspended for the London derby (Picture: Getty)Arsenal will be without their top scorer, Pierre-Emerick Aubameyang, who is serving the second game of a three-match suspension and Nicholas fears the side will miss the striker’s goalscoring threat and energy up front.AdvertisementAdvertisementThe ex-Arsenal forward also has major concerns about Arteta’s defence, but has backed the north London club to come away from Stamford Bridge with a point.Predicting a 2-2 draw, Nicholas told Sky Sports: ‘It is awkward watching Arsenal and Pierre-Emerick Aubameyang is still out too. You miss his goals but his pace and movement too, which makes the opposition have to defend ten yards deeper.‘It also creates space for Mesut Ozil. I think Gabriel Martinelli is going to be a star and a real goal-getter and eventually he will be a number nine.‘It is needs must at the moment. No centre-backs have been brought in yet, while Bukayo Saka is still at left-back.‘We are still waiting on transfers. Mikel Arteta has to get in the market and help the defence. They are not letting as many in but Arsenal do not have a clinical side yet.center_img Charlie Nicholas makes prediction for Arsenal’s clash with Chelsea and sends transfer message to Mikel Arteta Comment Charlie Nicholas has predicted a 2-2 draw at Stamford Bridge (Picture: Getty)‘Chelsea have not won much at home recently, except the Burnley game, but Arsenal will need to play defensively and see where it takes them.‘I need so much more from Nicolas Pepe and a bit more from Alexandre Lacazette.‘Get the two protectors right in front of the back four, and I would still sell Granit Xhaka if the money was right. We could get by without him.‘I think Arsenal will be dangerous away from home, and Nicolas Pepe can deliver in these games, which suit him. He turned up the last time I said this against Manchester United.’ Advertisementlast_img read more

Gold Coast house sells four days after hitting the market

first_img MORE NEWS: Major surge in QLD farmland prices The home’s green space was particularly appealing to prospective buyers.The sale marked one of several the Kollosche team has settled in a matter of days recently.Mr Kollosche said the end of the federal election campaign and more relaxed lending criteria had changed people’s sentiment.“It’s giving people more confidence,” he said. “Post election, we’ve had a good run of sales.” Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51 It’s easy to see why the buyers wanted the property at 319 Monaco St, Broadbeach, so much.A PALM Springs-inspired house at Broadbeach Waters had been on the market for less than a week when a Gold Coast buyer agreed to splash millions on it.Multiple house hunters were eyeing off the sprawling 1592sq m property on Monaco Street’s waterfront but a $5.05 million offer sealed the deal.Kollosche director Michael Kollosche and fellow marketing agent Eoghan Murphy conducted eight inspections within 24 hours and received three offers prior to its sale. There is a lot to love about the home, including that water view. The agents received three offers prior to its sale.“We sold it within four days,” Mr Kollosche said.“Apart from its architecture and the coastal feel that it has, it’s just a really nice family home.More from news02:37International architect Desmond Brooks selling luxury beach villa11 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days ago“A lot of people just liked the fact that it had plenty of yard.”The sellers, who owned the house for a decade, spent two years renovating the residence to give it a relaxed Palm Springs vibe.The main house features four bedrooms while a guesthouse offers extra space for larger families, dual-living arrangements, live-in carers or as short-stay accommodation.A double-sided gas fireplace separating the living and dining areas in the main house, an office, temperature-controlled wine cellar, media room and multiple outdoor entertainment areas are among its highlights. MORE NEWS: Unusual feature sells house The local buyer splashed more than $5 million on the house.last_img read more

Dominica To Participate In ECVA Junior Men’s Championships

first_img 22 Views   no discussions NewsSports Dominica To Participate In ECVA Junior Men’s Championships by: – May 16, 2011 Share A National Men’s Junior team will participate in the 2011 Eastern Caribbean Volleyball Association (ECVA) Men’s Junior Volleyball Championship to be held in Anguilla from July 9th to 12th.Players will be selected from among the students currently undergoing training in preparation for the Windward Islands Inter-Schools Tournament, who meet the FIVB age requirements. Training is being conducted by National Men’s Team captain, David Toussaint, assisted by Japanese volunteer coach Yuya SIMUDA.Winner of the ECVA Championships will go on to represent the ECVA at the NORCECA Continental Junior Championships.Dominica Vibes News Tweetcenter_img Sharing is caring! Share Sharelast_img read more

Toure likely to leave City – agent

first_img The Ivory Coast midfielder’s agent Dimitri Seluk told Sky Sports News he was “90 per cent certain” Toure would leave City after five years at the club. Inter Milan, managed by former City boss Roberto Mancini, are among the clubs who have been linked with a move for Toure, who has scored eight goals in 26 Premier League starts this season. Seluk told Sky Sports News that three clubs were pursuing Toure and that he was in the UK hoping to meet City to discuss the former Barcelona midfielder’s future. Toure is 32 on May 13 and last season his birthday led to speculation he would leave City, with whom he signed a four-year contract in April 2013. Seluk has a reputation for making outlandish claims and a track record of threatening his client’s exit from clubs. He has done so previously at City – including criticising the hierarchy last month – and also at his previous clubs, notably Barcelona. Seluk said in May 2014 that City had not made Toure feel valued and appreciated, especially on his 31st birthday which clashed with a party in Abu Dhabi to celebrate City’s title triumph. Seluk insisted it was “not a question of money or contract”, but the two-time Premier League winner stayed at City. City boss Manuel Pellegrini has often insisted Toure is happy at the club, but the team talisman last month spoke of being open to “new challenges”. Toure, who is reportedly City’s highest earner on £220,000 per week, told Foot Mercato: “No amount of wages will make me stay at a club if I feel that I no longer belong there or if no challenge exists for me. Press Association “For the future, I don’t know more than you do, because I will always go where I am offered new challenges. That is in my nature.” Addressing those comments, Pellegrini said Toure can find the challenges he craves at City. Pellegrini said: “There are a lot of different places you can have it but City also is a challenge and I am sure Yaya is very happy here. “Maybe you cannot win titles every year but I think the project of the club is to improve the squad, to improve as a club so there are a lot of important things and I think it is an important challenge.” Yaya Toure’s future at Manchester City has been thrown into further doubt after his outspoken agent suggested the midfielder is near certain to leave this summer. last_img read more

Armed Robbery in Coral Gables Ends in Police Chase, Gunfire

first_imgA police chase following an armed robbery ended in gunfire late Thursday afternoon in Miami, according to reports.Miramar police stated there were “multiple fatalities” as a result of the robbery, but none of them were law enforcement.Coral Gables police responded to a shooting at Regent Jewelers at 386 Miracle Mile after receiving a silent holdup call from the store at 4:17 p.m. Two people reportedly robbed the store.Update, we are currently investigating an armed Robbery to the Regent Jeweler’s located at 386 Miracle Mile. Traffic is being redirected. Avoid the area.— Coral Gables Police (@CoralGablesPD) December 5, 2019 In a press conference, Coral Gables Police Chief Ed Hudak stated that at least one bullet hit Coral Gables City Hall. Police found the suspects driving northbound on the Turnpike in a UPS delivery truck they had carjacked, and a high-speed chase began. The suspects were holding the UPS driver hostage.A Miami television station reports that the chase ended in gunfire on Miramar Parkway, just west of Flamingo Road. Aerial video showed the suspects and police exchanging gunfire.According to Hudak, multiple agencies are investigating the incident. Police have not confirmed who was killed in the officer-involved shooting.last_img read more

Cricket News Sri Lanka beats Bangladesh in 2nd ODI to win series

first_imgColombo: Avishka Fernando scored 82 off 75 balls as Sri Lanka beat Bangladesh by seven wickets to take an insurmountable 2-0 lead in the three-match ODI series on Sunday.It was Sri Lanka’s first bilateral series win at home since November 2015 against the West Indies.Bangladesh scored 238-8 after captain Tamim Iqbal chose to bat first. Mushfiqur Rahim scored an unbeaten 98 off 110 deliveries.Sri Lanka reached 242-3 in the 45th over with 32 deliveries to spare. Angelo Mathews made 52 not out and Kusal Mendis hit an unbeaten 41.Bangladesh was 26-0 in the sixth over before opening batsman Soumya Sarkar (11) was trapped lbw to seam bowler Nuwan Pradeep. Iqbal departed for 19, bowled by seamer Isuru Idana.Mohammad Mithun (12), Mahmudullah (6), Sabbir Rahman (11) and Mosaddek Hossain (13) departed quickly to leave Bangladesh struggling at 117-6.Rahim and Mehedy Hasan (43) combined for a 84-run stand for the seventh wicket to take Bangladesh to a respectable score.Spinner Akila Dhananjaya took 2-39 in his 10 overs.Sri Lanka made a strong start in their reply with openers Fernando and captain Dimuth Karunaratne sharing a 71-run stand before Karunaratne was bowled by spinner Hasan for 15.Fernando hit two sixes and nine fours in his innings before being caught by Iqbal off the bowling of Mustafizur Rahman, who finished with 2-50 off eight overs. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.last_img read more

FIFA U20 FEMALE WORLD CUP: NFF Suspends Invitation of Foreign-based Players

first_imgBy Olawale Ajimotokan in AbujaThe Nigeria Football Federation (NFF) has blocked the coaches of the national U20 female team, the Falconets from inviting professional players to camp in preparation for the FIFA U20 Female World Cup that holds in November in Papua New Guinea.The order, THISDAY gathered from reliable in-house sources, was made by the NFF board in the light of the excruciating effect of lack of funds that has almost paralysed the running of the secretariat.The federation kicked against the move by coach Peter Dedevbo for early camping of foreign based players, because it was wary of the huge cost to be incurred on flight tickets, camp allowances and accommodation of foreign based players.Dedevbo submitted his programme to the technical committee in August and proposed that 36 home based players be invited to camp. However, the coach has been under pressure from the foreign based players to be invited to camp.Since last year, NFF has been groaning to the severe effect of cash crunch arising from its inability to access its funds trapped in the Treasury Savings Account (TSA) with the Central Bank of Nigeria (CBN).Officials have determined that it would amount to wastage by inviting the foreign based players to camp along the home based at this stage when the World Cup is just two months away.The Falconets defeated South Africa to seal their place to the World Cup. The team which won silver at the 2014 event in Canada will be aiming to improve on that feat by becoming the first African team to win the competition.Nigeria is drawn in Group B against Spain, Canada and Japan. They play their first game against Japan on November 13, before meeting Canada three days later also in Port Moresby. Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more

Overseas relations

first_imgKathleen Stephens, the U.S. Ambassador to the Republic of Korea, speaks about her experiences and the future of relations between the United States and Korea. Stephens speaks English, Korean, Serbian and Chinese.Laura Walsh | Daily Trojanlast_img

Swastika painted on Gateway wall

first_imgGateway Apartments management on Monday night painted over a six-inch swastika that was found in a stairway near the sixth floor over the weekend.Although it is not being reported as a hate crime because there were no victims involved, the Office of Religious Life, USC Hillel, the Dept. of Public Safety and Gateway management are working together to determine who is behind the drawing, according to officials involved.“Without further evidence to indicate this was a hate crime, it is a minor vandalism with no evidence to follow up on,” said DPS Capt. David Carlisle. “We instructed Gateway to notify us if any further incidents of this nature occurs.”Soni said the university is trying to find out what happened and is supporting students who were affected by it.“Obviously it’s a very hateful and cowardly act, and I regret that our students were subjected to it. We take it extremely seriously,” said Varun Soni, dean of religious life. “It’s something that’s an isolated incident — it’s not [representative] of the Jewish life on our campus.”When the Gateway maintenance team heard about it, they removed the gel layer, but the outline of the Swastika was still visible Monday evening.Tyler Treadway, Gateway’s building manager, said a work order for the vandalism was put in Saturday afternoon.Treadway said Monday that Gateway management had decided to paint over the outline because it could not remove it by other means.Some Jewish students living in Gateway said they are not happy with what happened or with Gateway’s response.“If someone wrote the F-word on a wall, they would paint over it immediately. I don’t understand why it took them two days to do something about this,” said Bess Benhamou, a sophomore majoring in international relations. “I, as most Jewish people would, feel personally assaulted by their lack of courtesy to erase such a symbol immediately.”Treadway said  Gateway and DPS are making sure everyone is working together to see if there are any more leads. According to Carlisle, no further information has been found.Michael Jeser, executive director at USC Hillel, said he is thinking about putting together a program before school ends to allow open discussion about messages like this.“We want to raise awareness about this, but we also want to do this through students and encourage them to take a position,” Jeser said.Soni said vandalism has occurred only two or three times in the three years he’s been at USC, according to Soni. He said in all of these cases, the perpetrator has not been found.“People who commit these types of hateful and cowardly acts are rarely caught,” Soni said. “They do it anonymously in the cover of night, quickly.”Although some students are upset by Gateway’s lack of immediate action, Treadway said Gateway is following protocol.“It’s just unfortunate that we have those kinds of people, but I’m happy with our response to it. It’s being taken care of through USC, through DPS,” Treadway said.Soni said incidents like these are an opportunity for people to join together.“Even if it happens once, that’s too many times. Our opportunity at a research university is to come together,” Soni said. “We are defined as how we come together, and we do really well as a university [in] supporting our Jewish students and combating religious prejudice and anti-Semitism.”last_img read more